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By Robert Thatcher
It has often been said that bad things can happen to you even
without your cooperation. That can also be said about jobs and
careers. Shortage of available work, mass lay-off and
retrenchments, reorganizations and mergers, in today fast pace
anything can happen. When it comes, the experience can be
devastating for many, made worse when savings are not enough,
debts are high and payments are in arrears.
Being prepared is always the best way to cushion the effects
of
loosing income. Having insurance employment makes you continue
to enjoy the benefits of income. Employment insurance can aid
you on receiving maternity, sickness compassionate care
services, provide support for a member of the family who is
ill, caring for an infant, even fishing benefits and many
more.
To apply for an employment insurance all you have to do is
submit an application online. Employment insurance is paid
even
when the applicant will receive money when unemployed.
When applying for an employment insurance a "Record of
Employment" will be required from you that you will have to
get
from your last employer or a proof of employment like pay
slips,
pay stubs and certification.
Other documents that you will need when you apply for an
Insurance Employment will include:
Social insurance Number. If your SIN number starts with a 9,
that means that you are an immigrant and will need to also
supply your immigration status and work permit. You will have
to supply a record of employment covering the past 52 weeks
When claiming for medical and sickness benefit, a medical
certificate will have to be furnished. When applying in
person,
prepare your driver’s license, passport or a birth
certificate.
Furnish also complete bank information.
Checks or voided checks from your current personal account
will
be required, as payments will be made direct to that account.
When applying for parental benefits, the Social Insurance
number of the other parent will be required.
If you are applying for compassionate care benefit, a medical
certificate has to be supplied. You will also have to provide
your version of the facts surrounding the cause of your
unemployment. Together with this is a statement of the total
salary before deductions, including commissions and other
income benefits, the total amount that you will receive
including severance pay, vacation pay, pension etc.
Do not delay when applying for an employment insurance,
delaying the application beyond four weeks can cause penalties
or loss of benefits.
If you receive financial assistance form the social services
while waiting to get the Insurance employment claims, you will
have to reimburse the amount out of your employment insurance
benefit.
If you are indisposed and can not apply for your employment
insurance, an appointment representative can be assigned to do
the application on your behalf,
After you have applied for your employment insurance, you will
receive in your mail a benefit statement including an access
code and the date for your first report. Having an access code
does not yet mean that your claim has already been decided on.
Together with this will be an instruction on how to complete
your report.
If you have filed your report with all the required
information
satisfied, you will start receiving your employment insurance
benefits 28 days after the filing.
About The Author: Robert Thatcher is a freelance publisher
based in Cupertino, California. He publishes articles and
reports in various ezines and provides employment insurance
resources on www.your-employment-insurance.info.
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