By James C.Cameer
When all else fails, when you have tried a debt consolidation
company and they are not able to help, and when your financial
state is too dire to solve, the only solution is to file
bankruptcy. However, filing bankruptcy is not such an easy
procedure. One of the main problems of filing bankruptcy is
getting the right lawyer!
If there is anything worse than filing for bankruptcy, it's
having to do so and then hiring the wrong attorney for the
For many lawyers, bankruptcy filings have become a volume
business, and debtors facing bankruptcy sometimes
obtain inferior legal services. For this reason, you'll need
do some research before hiring a bankruptcy lawyer.
Top 6 Tips on Getting a Bankruptcy Lawyer
Here are 6 tips to help you find the best attorney to handle
your bankruptcy filing. Remember, do not just get any lawyer,
the lawyer you get must be a lawyer specializing in
1. Do not procrastinate. The idea of hiring a bankruptcy
is daunting by itself, but the more you procrastinate, the
the situations will become. Do not let this prevent you from
beginning your investigation for a good lawyer as soon as you
know you're going to need one. Waiting until the last moment
won't give a good attorney enough time to adequately prepare
2. Seek the advice of other legal professionals. Ask yourself
which business acquaintances you know, who might in turn know
good bankruptcy lawyer. If you have a personal attorney,
a good place to start. Understand, however, that bankruptcy
is a specialty. If your lawyer offers to handle the case as
of your usual retainer, be certain he knows his way around
3. Spend a day at bankruptcy court. Observing bankruptcy
attorneys in action might give you an idea of the type of
lawyer you want representing you. At the court you can also
find out which local attorneys specialize in this form of law.
4. Do not hire the cheapest lawyer. Obviously, in this
circumstance you do not have a lot of cash to spare. But like
most things in life, you get what you pay for. You want a
lawyer who knows the system, and who will do the best job of
representing you. That may end up costing a little more. Your
local bar association can probably help you determine whether
proposed fee is fair and in line with local standards. Anybody
who charges too much or too little probably shouldn't be your
lawyer of choice.
5. Visit law offices. An office appraisal can give you vital
clues as to how a lawyer would handle your case. Look around
the office and see how well organized it is. Is it neat, or
there coffee-stained folders strewn about the floor? You
wouldn't go to a doctor with a dirty examining room; do not
hire a lawyer with a disorganized office.
6. Ask lots of questions. Once you have some candidates in
mind, ask them the following questions (The answers to each of
these questions are critical, so if you get evasive answers,
it's probably a red flag that this is not the firm for you):
What certifications do you have?
How many bankruptcies have you handled?
How many do you handle in a month or year?
Of those, how many are business filings?
How much access will I have to you during my filing?
If I'm not working directly with you, who will I be working
Can I interview the person with whom I would be working?
What time frame do you have for this bankruptcy?
How will the procedure work?
Remember, it is very critical that you get the right lawyer
the job. You have to be comfortable with the lawyer and the
lawyer has to be convincing to you as well. How else can the
lawyer help you if you are not comfortable with him? Choose
wisely, do not rush into a decision, run through the six steps
above again and again until you are certain you have the right
About The Author: How do you Avoid Bankruptcy? Solutions and
Advice at AvoidBankruptcy.ewhy.info