By Bill Smith
1> Raising your deductible
Deductible is the amount you pay from your pocket before
an insurance claim. The disadvantage of raising your claim is
when you make a claim, you will pay more. However, if you are
safe driver, you will overtime save more money by raising your
insurance deductible. Look at your previous insurance claim
history and make a discreet decision for yourself.
2> Older Auto - Drop comprehensive / collision coverage.
If your car is not worth much, why pay for comprehensive and
collision insurance coverage. You can visit a myriad of online
sites to find true worth of your car. Additionally your
insurance broker might be able to pull up the true worth of
3> Taking advantage of low mileage
Some auto insurance companies will give discounts if you drive
less than a certain number of miles or drive less than a
certain distance to work.
4> Moving - Consider insurance costs.
If you are considering moving, it will be a good idea to call
your insurance agent and get his opinion on the insurance
in the new city or state.
5> Low profile vehicle
Your vehicle will also determine your overall insurance costs.
Some of the cars are favorite for thieves since they fetch a
good price. Some cars are more expensive to repair. It makes a
lot of sense to do adequate amount of research before you make
your auto purchase.
6> Make sure your vehicle is correctly listed by your
Many manufacturers offer somewhat similar model names for
vehicles but insurance costs may vary. Additionally 2 or 4
or the wrong model can impact your auto insurance quote.
7> Have your insurance broker check other insurance company
A lot of companies will offer discounts if you and your spouse
are insured with the same insurance company. Additionally, if
you seek home insurance, life insurance, auto insurance from
the same insurance company, you will get some discounts. Check
with your insurance agent on saving money.
About The Author: Joe Harris is a insurance agent for
www.sunshineinsuranceservices.com Visit us at
www.sunshineinsuranceservices.com/ for insurance quotes